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From The Central Ohio Insurance Services, Inc. Blog

Master These 5 Habits Every Time You Enter Your Vehicle to be a Safer Driver

Master These 5 Habits Every Time You Enter Your Vehicle to be a Safer Driver

Distracted driving has become a major concern, with thousands of injuries and fatalities reported each year. Not only does it pose a significant risk to ourselves and others on the road, but it has also led to skyrocketing insurance premiums and an increase in traffic accidents. It’s crucial to understand that distracted driving goes beyond…
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Essential Guide to Protecting Your Jewelry: Everything You Need to Know

Essential Guide to Protecting Your Jewelry: Everything You Need to Know

Jewelry holds not only aesthetic value but also sentimental significance. Whether it symbolizes decades of marriage, has been passed down through generations, or commemorates a special occasion, its worth goes beyond monetary value. With this in mind, our local insurance agency aims to ensure that you have comprehensive protection for your precious pieces. While the…
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The Importance of Having an Umbrella Insurance Policy

The Importance of Having an Umbrella Insurance Policy

Protecting oneself from major claims or lawsuits and protecting assets and earnings is a priority for anyone. This is where an umbrella insurance policy comes into play, providing an additional layer of coverage that goes beyond traditional policies. By insuring your future, you can protect your home, cash savings, and future earnings from unforeseen circumstances….
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I’m Considered a High-Risk Driver – What Can I Do to Change That?

I’m Considered a High-Risk Driver – What Can I Do to Change That?

If you’re in the market for a new auto insurance policy and the company or agent informs you that you’re considered a “high-risk” driver, you might be wondering what that means exactly and what steps you can take to improve your situation. While there isn’t a clear-cut definition of a high-risk driver, individuals in this…
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Renters Insurance: Protecting Your Personal Property and Liability

Renters Insurance: Protecting Your Personal Property and Liability

As a local insurance agency, we strive to provide answers to all your insurance queries. When it comes to renters insurance, there’s a common misconception that your landlord’s insurance policy will cover any unfortunate incidents that may occur while renting an apartment, home, or condo. While your landlord’s insurance typically protects the property itself, it…
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Protecting Yourself From Holiday Theft

Protecting Yourself From Holiday Theft

The holiday season brings joy, cheer, and a sense of togetherness. Unfortunately, it also attracts increased incidents of theft, making it crucial for individuals to take proactive measures to protect themselves. As you stroll through your neighborhood during this festive time, it’s not uncommon to spot numerous holiday deliveries left unattended on porches, making unsuspecting…
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Home Security On A Shoestring Budget

Home Security On A Shoestring Budget

Home security is essential, even if you’re on a tight budget. While monthly bills can be overwhelming, it’s crucial to prioritize the safety of your home and belongings. Thankfully, modern security companies offer affordable options to protect your home. Consider these cost-effective, tech-savvy solutions for home security: SimpliSafe: Instead of spending $1,500 on an alarm…
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Understanding Flood Insurance: Why Every Homeowner Should Be Prepared

Understanding Flood Insurance: Why Every Homeowner Should Be Prepared

Floods can strike anywhere in the United States, as evidenced by FEMA’s data showing flood claims occurring in every state, with an average claim cost exceeding $31,000. It’s a common misconception that only properties situated near streams, rivers, or bodies of water are at risk. The reality is that heavy rainfall can overwhelm drainage systems,…
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